Friday, November 6, 2015

Volcanos and Earthquakes

Apprentice
  • Continue with the note cards and add the new terms from The Dictionary of Cultural Literacy.
  • Volcano 2801

    • basalt
    • continental divide
    • continental drift
    • continental shelf
    • continents
    • earthquake
    • fault
    • geologic cycle
    • geology
    • geothermal energy
    • granite
    • hot spot
    • igneous rock
    • lava
    • limestone
    • magma
    • Marianas Trench
    • metamorphic rock
    • Pangaea
    • plate tectonics
    • Richter scale
    • San Andreas fault
    • sea floor spreading
    • sedimentary rock
    • seismic waves
    • seismology
    • shale
    • silicates
    • soil
    • stalactites
    • stalagmites
    • stratification
    • tectonic plates
    • volcano


  • Make a Volcano.  Bring it with you to erupt it in class --a bottle of coke and a pack of mentos does not equal a volcano:)  Get creative!
  • DRESS WARM!  We are going to the park to explode them.

Geography
  • Memorize the countries of North Asia.  Remember to share sites that you find helpful.
Math
  •  Learn the rest of the multiplication tables- 3's, 4's, 5's, 6's, 7's, 8's, 12's.  Remember a lot of these you already know!
  •  I want you to do 5 drills for each of these numbers. multiplication drills   Click start than select multiplication and whichever number you are working on. 
  • Next challenge yourself and do the drills for all the numbers 5 times.  We will be competing, so come ready to race!

    Journeyman

    • Read Chapt 4 in The Beginners Guide to Constructing the Universe.  Read for an hour in the chapter.  Skip around. Do the art and bring it to show us.
    • We will be talking about the first 4 chapters.  Bring all your art if you still have it.  Be ready to share what has been intriguing to you?  Write down 5 cool thoughts you have had while reading this book.  Bring them with you.


    Master
    My Side of the Mountain/On the Far Side of the Mountain
    • Read My Side of the Mountain

    • Complete a project that was done in the book.  Have fun with this and bring it to class.  Even if the project fails the fact that you tried something new is great.


    Tuesday, October 27, 2015

    Earth Science Nov 2015

    Earth Science


    If you have been working ahead- I am so proud of you! Keep up the great work.  I have changed the homework to help fit in the field trip to the Hare Krishna Temple.  If you already started on the old terms they will be for January.  Sorry to switch things up a bit.

    Apprentice



    • Read each of the links on this page Hare Krishna is Who??  in preparation for the field trip. As you read, write down anything that is similar to what you believe; much is different but there are some commonalities.


    •  Write out and memorize terms from The Dictionary of Cultural  Literacy- keep working on past  cards
      • Alvarez hypothesis
      • barrier island
      • carbon 14 dating
      • catastrophism
      • coral reef
      • core
      • cosmic rays
      • crust
      • earth
      • earth, evolution of
      • erosion
      • estuary
      • extinction
      • fossil
      • fossil fuel
      • fossil record
      • geophysics
      • gradualism
      • Hutton, James
      • Lyell, Charles
      • magnetic field of earth
      • magnetic field reversals
      • magnetic north
      • magnetic pole
      • mantle
      • mass extinction
      • mineral
      • oil sands
      • ore
      • paleontology
      • Pangaea
      • plate techtonics
      • radioactive dating
      • tides
      • topsoil
      • tundra
      • watertable
      • weathering

    • Multiplication- You will need to have these mastered by February.  Start working on the 0's, 1's, 2's, 5's, 9's, 10's, 11's.  Don't stress out and put up a block.  I know you can do this. I want you to do 5 drills for each of these numbers. multiplication drills   Click start than select multiplication and whichever number you are working on. 
      • O's- Zero is King! Anything Times 0 is 0!
      • 1's- One is a mirror.  Whatever the number is, is the reflection it sees back. 1x4=4
      • 5's- Think of a clock. 5x6=30 Just like when the minute hand is pointing to the 6 it is 30 minutes after the hour. Pointing to the 9 makes it 45. Pointing at the 3 makes it 15 and so on.


    Geography
      • Map of North America- Memorize countries and the states of the U.S.  Rember to share sites that you find helpful.
    Journeyman
    • Read Chapt 3 in The Beginners Guide to Constructing the Universe.  Read for an hour in the chapter.  Skip around. Do the art and bring it to show us.

    • Do a Scientist Study.  Pick a scientist and learn about them.  Come ready to show us who they were.  Bonus points for dressing up.  Remember- DON'T BORE ME!
    Masters

    • Read Journey to the Center of the Earth- this book is a slow start but hang in there.  This book helped start the genre of Science Fiction.

    Geography!! It's FIELD TRIP TIME!!

    Hello Vanguardians,
    The region we are studying this month is U.S.A. (yahoo!) and Canada.  Now we love North America, we do, but we would like to spend a bit more time on India.  We had a brief and wonderful presentation by Luke and Sister Cloward, but the culture is diverse in that area of the world.  I propose we go to the Hare Krishna Temple in Spanish Fork!  I know you are curious about that building on the hill that sticks out like a sore thumb (as beautiful as it is :)

    We will see the grounds, animals, tour the inside of the temple, hear their beliefs, listen to them play music and chant, and maybe even try out the instruments ourselves.  Leave your PBJ at home as they are preparing lunch for you!  It is all vegetarian and authentic. They grow most of their food, interestingly enough, and have blessed it in their way to make it "kosher" for their beliefs. Fascinating.

    Please BRING $6.00 with you that day.  This pays for your tour and lunch.  Don't forget! If your family is like ours you may want to get the money and put it in your bag now so that you don't starve that day. (Now usually Vanguard dues pay for this sort of thing but if we consider how much Vanguard has done already this semester it will not surprise you that there is no money left.  Your fabulous mentors did amazing things with the funds.  Thanks you guys!)

    Details:
    9:00 a.m. Meet at the Halley's as usual for opening, english, and a bit of math.
    10:45 Drive to the temple.
    11:00 Tour begins
    1:00 Lunch
    2:00 Return to the Halley's
         Vanguardians who only did apprentice can be picked up at this time.
         Journeyman and Master Class will begin.  They are combined this month.  So, work like crazy and      come enjoy the whole day!
    4:00 Finished

    I am looking so forward to it!
    Love, Sister Pulley

    P.S.  You will still want to memorize the 50 States, and Canadian Provinces. Hopefully you know your continent.  If not, now is the time!

    You will also want to read each of the links on this page Hare Krishna is Who??  in preparation for the field trip. As you read, write down anything that is similar to what you believe; much is different but there are some commonalities.

    Friday, October 2, 2015

    October: Herbology!

     


    Welcome to the fun month of Herbology!!   :-)
    I'm so excited to share a little bit of one of my passions!  And we will have so much fun on Thursday!

    The goal this month is for you to become a budding "mini-herbalist" with a few things up your sleeve to help yourself.

    Apprentice:

    This is where you get to learn a little of the background of the use of herbs.

    Do all of the following:

    1) Read "An Herbal Legacy of Courage"

    2) Read the following scriptures:
         a)  Doc & Cov 42:43
         b)  Doc & Cov 59: 16-20
         c)  Alma 46:40
         d)  Ezekiel 47:12
         e)   Word of Wisdom (Doc & Cov 89); especially v. 10-11

    3) Study a little about medicine in these civilizations; take notes about each (what herbs did they use, similarities, differences, etc):
          a)  Egyptians
          b)  Greeks
          c)  Romans
          d)  Native Americans
          e)  Chinese
          f)  Ancient Israel (Israelite)
          f)  any others that you're interested in

    4) Read pages 130-131 from "Daughters in My Kingdom" (it is a Relief Society book - your mothers should have this & can be found at lds.org)   Read the section "Gifts of the Spirit"

    5) Answer the following questions:
                - What is herbology or herbal medicine?
                - What's the difference between Medicinal and Culinary herbs?
                - What the difference between an herb and a spice?
                - What plants did the following pharmaceuticals come from:
                     a) aspirin
                     b) Digoxin (used to treat cardiac disease)
                     c) morphine
                     d) codenine
                     See if you can find 5 others.
                - According to the scriptures, what is an herb?

    Fun Facts:
    Did you know:

    • Joseph Smith used herbs and didn't like conventional doctors of the day?
    • Willard Richards (was in Carthage Jail with Joseph & Hyrum Smith) was a doctor of herbs, a Thomsonian doctor (Samuel Thomson was an herbalist and taught others how to do what he did - thus the name Thomsonian doctor).  
    • Brigham Young planted an herb garden at his house in Salt Lake (Lion House) and frequently used herbs.  
    • There's an herb whose common name is after Brigham Young because he used it often - Brigham's Tea (it's also called Mormon Tea).  
    • Marshmallows were originally made from the marshmallow (mallow) plant?


    For the fun part!!!
    If you feel inclined, wear Harry Potter attire just for Apprentice   :-)  We'll be doing fun things!
    Bring, if you have them, garden gloves.

    Geography:
    Memorize the map of the Middle East.



    Journeyman

    This is getting down to the fun herbal learning.  I'm really excited about this part because you get to learn about some herbs that I love to use and have amazing stories from using them!   :-)

    Herbs have different medicinal and/or nutritive qualities.  The herb to use depends on the situation they are being used for.  Some of the qualities are listed below.  Please copy these terms on your notecards:

    1)  Ointment or salve - a smooth oily preparation that is rubbed on the skin for medicinal purposes or as a cosmetic.

    2)  Infusion - Herb that has boiling water poured over and allowed to steep for 20 min to 4 hours; it pulls the nutritive and/or medicinal qualities from the herbs into the water which is assimilated quickly.

    3)  Extract - A liquid solution of herbs and a medium; medium can be vinegar, glycerin or alcohol (note: the alcohol solution has the longest shelf life and is generally used externally only)

    4)  Poultice - A paste made of herbs, clays, etc, and water or vinegar and applied to the skin

    5)  Analgesic - Herbs used to relieve pain when taken internally

    6)   Anodyne - Herbs used to relieve pain when applied externally

    7)  Antiemetic - Herbs that lessen and prevent or relieve vomiting

    8)  Antiperiodics - Herbs used to relieve malarial-type fevers and chills

    9)  Antiseptic - Herbs to prevent, resist and counteract infection

    10)  Aromatic - Herbs that have a pleasant and/or distinctive smell

    11)  Astringent - Herbs that cause a contraction or tightening of cell walls (particularly skin); used to protect the skin and reduce bleeding from minor abrasions

    12) Cell Proliferants - Herbs that promote rapid healing and restoration

    13) Condiments - Herbs used to season or flavor foods

    14)  Demulcent - Herbs that are soothing and protective internally to irritated and inflamed tissues

    15)  Emollient - Herbs that are softening, soothing and protective to external tissues

    16) Nutritives - Herbs that are nourishing and building to body tissues

    17) Tonic - Herbs that stimulate nutrition and increase tone, energy, vigor and strength

    Do the following:

    1) Answer the following questions:
         a) Who is Carl Linnaeus and what contribution did he make to the scientific community?
         b) Why is it advantageous to use the Latin term versus the common name when referring to herbs?

    2)  What is the difference between herbal infusions and tea (what is the difference between black tea and herbal tea/infusion)?

    3)  Find and name one herb for each of #5-17 above (Hint: Google "What is an emollient herb")

    4) Look up (google) John Widstoe - who was he?
        Read this quote from Elder John Widstoe:

    "Herb Infusions. Infusions of herbs or herb teas are used in many countries of Europe. In France one may be served “infusion” of dried leaves of the verbena, mint and many herbs or the flowers of camomile, orange, or linden trees, much more frequently than the real China or India tea. A consequent improvement in health may definitely be noticed. They act as a tonic to the system and prove very beneficial. Every one remembers the hop tea, dandelion or camomile teas of grandmother’s day which were given as the annual spring tonic. There are many times when warm (not too hot) herb drinks are indicated and desirable."

    4) From the following list (or ones of your own choosing), choose 5-6 herbs/spices.  Research them.  Find out their Latin names (please email me if you need help on this one).  Memorize them (do the best you can).  Find out their medicinal qualities/what they're used for.  If it's a condiment (see definition above), what are some things it's used for in flavoring our food.  What kind of recipes is it used in?  Create a 5-10 minute presentation on these herbs.  Be creative.  (Email me the herbs that you've chosen - we're breaking into several small groups to give the presentations so there can be multiple people per herb chosen.)

    Cayenne                                 Slippery Elm bark                       Comfrey
    Red Raspberry leaf                Marshmallow root                       Chickweed
    Plantain                                  Ginger root                                  Hawthorne berry
    Catnip                                     Mullein                                        Garlic
    Peppermint                             Cinnamon                                    Basil
    Thyme                                    Oregano                                       Rosemary
    Chives                                     Cloves                                         Turmeric
    Onion                                     Ginseng                                        Wormwood
    Frankincense                          Myrrh                                           Burdock root
    Chamomile                            Echinacea                                     Oak bark
    Elderberry                              Horsetail grass                             Brigham's tea (Mormon tea)
    Mustard                                 Stinging nettle                              Yarrow
    St. John's Wort                      White Willow Bark                      Yellow Dock

    We will be making an ointment in class! It is a skin healing ointment.

    Challenge/Bonus (prize to whomever does this!):
    From this list of ingredients in the ointment, why did I use that particular herb:

    Comfrey
    Plantain
    Yarrow flowers
    Chickweed
    Marshmallow
    Calendula flowers


    ***I will need to have an email by Tuesday night if you think you're going to Journeyman class on Thursday so I can get the ointment process started based on how many there will be.   :-)  Thank you! ***

    Also, those who are doing the Journeyman level of Eureka, you will need to do Chapter 2 of Beginner's Guide to the Universe in order for Sister Fontano to stay on schedule with her lessons!


    October Master: Herbology



    Masters

    Woohoo! Whew! You've done a lot of work!  If you've made it this far, congratulations, you're a budding herbalist!  :-)

    We are going on an herb walk for Masters in Payson Canyon.

    To get ready for this walk, print out the file of pictures and names of plants we'll most likely see on our walk. Make identification cards with the pictures (notecards).   That's it for Masters!!!!  

    I'm looking forward to seeing y'all in class this next week!

    Don't forget to email me (cindyisrich@hotmail.com) with which herbs you're going to do your presentation on and if you're going to attend Journeyman level!  :-)




    Wednesday, July 29, 2015

    Nautical Sept 2015

    Nautical

    Welcome to Eureka!   I am so excited to be part of this class and have another great year with Vanguard.


    Apprentice

    • Read Carry on, Mr Bowditch 
    • Read chapt 7 in 19 Apps by Oliver DeMille-  This should have been done for Vision Day, but if you haven't then make sure you read it.  This system is how we are going to be learning all year.  Try it.  If it is hard, keep trying.  YOU CAN DO THIS!
    • Write out the terms and definitions from The Dictionary of Cultural Literacy on your notecards.
      • acid rain
      • cirrus clouds
      • cloud seeding
      • clouds
      • cyclone
      • cumulus clouds
      • desalinization
      • eye of a hurricane
      • glacial cycle
      • glacier
      • ground water
      • hail
      • hard water
      • hydrologic cycle
      • ice age
      • ice berg
      • lightning
      • magnetic storm
      • monsoon
      • moraine
      • nimbus clouds
      • precipitation
      • stratus clouds
      • thunder
      • tidal wave
      • tornado
      • tsunami
      • typhoon
      • water shed

    Geography- Europe
    • Memorize where the countries are now.  There are many fun ways to do this.  You Tube has songs, there are many apps.  Share what you find with the others.  Help each other to make this enjoyable.  

    As part of Geography we will have a Cultural Celebration each month during Eureka at lunch.  Machiel Pulley will be over these.  We want you to get a little glimpse into the many different cultures around the world.

    We are going to do yet another fun thing in Vanguard this year.  We are going to do a "cultural celebration" the second week of each month during lunch time.  We will folk dance (this won't be embarrassing I promise), listen to music, show off map skills, eat food, and celebrate their culture!  We need each of you to sign up for the area of the world in which you would like to help. Consider resources you may have to the area: family member who went on a mission, a favorite international food, an interest in that area, etc. and sign up by emailing machielpulley@gmail.com and specify the country.  For example, if your brother went on a mission to Italy, you would sign up under Europe and specify that you want to help with Italy.  Make sense?  Okay, do it now!

    Sept- Europe

    1.  Hannah Anderson- Italy
    2.  Ben Hunt- Portugal
    3
    4

    Oct- Middle East
    1. Luke Cloward- India
    2
    3
    4

    Nov- North America
    1.  Megan Halley- America
    2
    3
    4

    Jan- Northern Asia
    1.  ??? Brown- Russia
    2
    3
    4

    Feb- Southern Asia/ Australia
    1. ??? Johnson- Australia
    2 Samantha Hunt- Japan
    3
    4

    Mar- Africa
    1. Jen Cloward- South Africa
    2
    3
    4

    Apr- South America
    1.  Ryan Lines- Brazil
    2
    3



    Journeyman


    • Read Beginner's Guide to Constructing the Universe Intro and Chapter 1.  This is a heavy book.  We are going to take it chapter by chapter.  I do not expect you to read everything.  I would like you to spend  at least an hour in each chapter.  Do the art and bring it.  I want to see it.  Get out your paper, pencil, straightedge, and compass.  Create the shapes you will be learning about.  I want this to broaden your mind, to help you see the world a little differently.  Think of this as art not just reading.
    • Build a boat.  It needs to hold a brick.  Use whatever you want.  Bring it to class.


    We will be going to Salem Pond to try out your boats.  Wear something you don't mind getting wet.  If you are leaving after Journeyman please have your ride pick you up at the pond.  For those staying for Masters we will be staying at the pond and going Kayaking!!!!

    Masters

    Pick 2 choices and do them.

    • Sing or play 5 times each-  Master the Tempest is Raging and Brightly Beams our Father's Mercy.
    • Read through either Master the Tempest is Raging or Brightly Beams our Father's Mercy and draw or paint a picture. Bring it with you.


    To reward you for your accomplishment we are going to learn how to "sail by ash breeze."  We will be kayaking!  Come prepared to get wet.   Please have your ride pick you up at Salem Pond.




















    Thursday, April 16, 2015

    Eureka Inspirements for April: Financial Peace


    Either learn to mange money and do it.... or the lack of  it will manage you!! 

     
    The month of April will be like last month, in that there will not be apprentice, journeyman, or master class. Instead I would like you all to come for the entire Vanguard day.  Why? The financial principles we will be learning build upon one another.  It doesn't make sense to learn about investing, if you do not know much about budgeting.  If for some reason you are unable to stay the entire class I would like for you to watch the videos and complete the activities at home.

    Compound Interest:
    Last month Dave explained compound interest.  If you get nothing else from this course, I hope you will at least understand how compound interest works. Watch these videos and explain compound interest and why it is called a mathematical  EXPLOSION!

    Dave Ramsey's Explanation
    Penny a day vs. a million dollars: which would you choose?
    Kahn Academy Explanation



    Consider the following and write your answer. Be prepared to discuss:
    Why are people not saving in todays society?

    As you get older and begin making money, or if you are already making money, how much do you plan to save? 

    If someone gave you $5,000.00 today, how would you put it to use?

    What sacrifices are you willing to make to save money? Why do you think the sacrifices are worth it?

    Name an item you wish to purchase in the near future and your goal for buying it with cash.

    Read the following case studies and what you would tell the following individuals if you were their financial counselor.
    Mark has just received $10,000 from a bonus at work. He currently has $7,500.00 in credit card debt. The car he currently drives is costing him quite a bit in monthly repairs. He figures he can buy a nice car and put the money that he saves on monthly repair bills towards his credit card debt it off. What would you tell Mark to do?

    Diane is about to get a $200.00 per month raise. She wants a new television set and DVD player and would also like to do some home repairs with the extra money. She has $500.00 in her savings account and figures with her raise she can accomplish her purchases and repairs easily within a few months. She also has $1000.00 in credit remaining on her credit card that she can use and is considering using the credit card to buy it all now. What would you tell Diane in this situation?


    A sign of maturity is when we stop doing what feels good and we make decisions based on sound principles. Explain what this means in regards to financial decisions. (Discipline and  consistency vs. immediate gratification)

    Two articles to read:
    We Buy Things Based on Emotion
    Stuff-itis


    Master Book

    So, this month there isn't really a "master class", but I would like to encourage you all to read this book!!  We talked last month after we read "The Power of Positive Thinking" and concluded that the world can be dark and heavy, and the weight of today's issues are causing some pretty bleak outcomes:  depression, hopelessness, etc.  I love the idea of us all being armed with tools; effective tools to combat the darkness.  That's exactly what this book is about.  Jesus Christ is the source of light that will prevail over the darkness.






    Tuesday, March 10, 2015

    Eureka Inspirements for March: Financial Peace

    There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.  Proverbs 21:20

    We have finished our study of the Creation, and yes, on the 7th day God took a rest from his labors.  We will continue to labor :) as we spend the next two months on Financial Literacy.  We will be doing Dave Ramsey's Financial Peace for Homeschooled Teens.  There will be several videos we will be watching, as well as some written work, and activities.

    These next two months (March and April) will be a bit different.  There will not be apprentice, journeyman, or master class. Instead I would like you all to come for the entire Vanguard day.  Why? The financial principles we will be learning build upon one another.  It doesn't make sense to learn about investing, if you do not know much about budgeting.  If for some reason you are unable to stay the entire class I would like for you to watch the videos and complete the activities at home, so by the next week you are caught up with the rest of us.


    Complete all of the following inspirements:

    -Read Norman Vincent Pearle's "The Power of Positive Thinking."  This book is old, and well known and should be easy to find. (This would typically be the Master book for the month, but again, I want you all to read the book because you are doing all of the inpsirements!) 

    -Go to LDS.org and search finances, self reliance, what the scriptures have to say in regards to wealth, etc.  Spend some time perusing articles.  (This is an inspirement where you have the freedom to choose which articles you read and what you focus on.  There is much written.  The idea is not to read every article, but to get you thinking about money in a Godly way.)  Write down financial principles and scriptures as you come across them.  Take notes on what you read.

    -Listen to Dave Ramsey's Radio Show.  You can hear real life situations of people dealing with their own finances that are recorded in the audio archives.  Choose a specific on air call and write about the caller's situation and Dave's suggestion.  Write your opinion as to the advice given.


    -Peace Puppies are things we will learn more about in class, but basically they summarize what is learned in each section of the course.  Memorize the first ten: 
    1. Avoid “Stuffitis” – The Worship of “Stuff”
    2. Plant Seeds – Give money away to Worthy Causes
    3. Develop Your Own “Power over Purchase”
    4. Find Where You Are Naturally Gifted – Enjoy Your Work and Work Hard
    5. Live Substantially Below Your Income
    6. Sacrifice Now So You Can Have Peace Later
    7. You Can Always Spend More Than You Can Make
    8. The Borrower Is the Servant to the Lender; So Beware!
    9. Check Your Credit Report at Least Once Every Two Years
    10. Handle Credit Report Corrections Yourself


    -Below is a pretest.  Write your answers on a sheet of paper.  After you take the test you can check your answers which are listed below the pretest.  Don't peek :)  Your score doesn't really matter, and you will probably get a lot wrong. That is okay.  The pretest is so to give you an idea of what we will be learning about.  Give the quiz to your parents too!


    1. What are the first 5 things that you should list in a budget?
    2. What is Term Insurance?
    3. What is Whole Life Insurance?
    4. What is meant by deductible?
    5. What does the term “liquidity” mean?
    6. Define…Mutual Fund.
    7. What is meant by “diversification?”
    8. How many types of insurance should a person have?
    9. What is a bond?
    10. What is the difference between a fixed annuity and a variable annuity?
    11. What is meant by “the rule of 72?”
    12. What amount of money do the majority of Americans retire on per year?
    13. What is a dividend?
    14. Define… Compound Interest.
    15. What is a Roth IRA?
    16. What is a traditional IRA?
    17. What is the purpose of an UTMA?
    18. Where does the term 401(k) come from?
    19. If you borrowed $100,000 dollars to buy a home at 10% interest, how much interest would you have to pay?
    20. What is the absolutely worst way to buy a car?



    ANSWERS:  DON"T PEEK :) 

    . Aside from giving and saving, Home (Rent/ Mortgage), Food, Transportation, Clothing, and Utilities
    2. This is life insurance for a specified period of time; this is less expensive than cash value and is what is recommended for life insurance coverage.
    3. Another name for cash value insurance; this is more expensive than term in order to fund a savings plan within the insurance; not recommended as the type of life insurance you need.
    4. The amount you pay with an insurance company before they begin paying.
    5. The availability of money
    6. Mutual funds are pools of money that are managed by an investment company. They offer investors a variety of goals, depending on the fund and its investment charter.
    7. To spread around, thus lowering one’s risk.
    8. Disability, home, life, long-term care, health, and Auto
    9. A debt instrument where a company owes you money.
    10. Fixed annuity: Interest rate stays the same over time/ Variable: Interest rates adjusts.
    11. A quick way to calculate the length of time it will take to double a sum of money. Divide 72 by the expected interest rate to determine the number of years (ie… 72divided by 8% =9 years).
    12. $10,000
    13. These are stock profits that are paid out to shareholders.
    14. Interest paid on interest earned. Interest credited daily, monthly, quarterly, semi-annually, or annually on both principal and previously credited interest.
    15. This is an after-tax investment where you have already paid tax on the money you are using but the investment grows tax-free.
    16. Individual Retirement Account (IRA): A tax-deferred account for individuals with earned income and their non-working spouses.
    17. In reference to leaving money/ items to children, the UTMA’s purpose it to extend the definition of gifts to include real estate, paintings, royalties, and patents.
    18. U.S. Tax code.
    19. The amount depends upon the length of the loan. The first year would be $10,000. However, today’s trends show that most Americans are taking at a 30-year mortgage and paying more than $200,000 in interest on their initial home price.
    20. Lease

    Wednesday, February 11, 2015

    Eureka inspirements for February: Anatomy

    Apprentice:

    Study and Learn:

    This month you are to go to the library; whichever library your family uses is great.  Go to the non-fiction section (I personally prefer the Junior Non-Fiction section) and get books on the body, specifically circulatory system (heart and lungs).  I always get books that are not too simple of course as some will be for little kids. I get books that go pretty deep, but still have lots of pictures :)  Get several books, 10 or so.  (If you already know a lot about the body, make sure you get more detailed books and take your study to the next level where you will be challenged.)

    Scour the books.  Take notes if that is how you learn best.  Sketch if that is what you like to do.  You know how you learn best, so implement the things that you know work for you in regards to understanding and memory.

    Spend 4-5 hours reading your books focusing on the heart and lungs and anything else that interests you about the body. Remember, we will not all study and learn exactly the same thing and that is okay!  This gives you a chance to find answers to things you are curious about.

    Here is a list of vocabulary words to refer to as you study.  Make sure you understand these terms by the time you are finished.
    Atria
    Ventricles
    Aorta
    Superior Vena Cava
    Inferior Vena Cava
    Pulmonary Arteries
    Pulmonary Veins
    Septum
    Bicuspid Valve
    Tri Cuspid Valve
    Arteries
    Veins
    Capillaries
    Arthrosclerosis
    Pace Maker
    Plaque
    Cholesterol



    Aveoli
    Bronchi
    Cellular respiration
    Diaphragm
    Larynx
    Lung
    Trachea


    Know and Understand:
    The "Know and Understand" section of inspirements will take place in class as we dissect a heart.  If you feel nervous about this, take heart. (Ha!  No pun intended.) We will do this in groups and the organs we will use are from cows.  They are fresh; not discolored, chemical filled, smelly formaldehyde organs.  This makes a huge difference.  It is more like cutting into meat, which depending on our diets, some of us do quite regularly. :)

    Become:
    Read the article
    Fulfilling the Measure of Your Creation
    Consider what the measure of your creation is.  Make a collage, poster, journal, or any other medium to express what your contribution and purpose is and will be.  Consider your relationship with Heavenly Father and what he sent you to earth for.  (Of course none of us know the whole story now, but consider what you think they are and what they will be in the future.)  You can bring this to share in class, but my guess is that some may not want to and that is okay, as this is very personal.

    Journeyman:
    Study and Learn:
    Learn about the eye and the nervous system (brain, spinal cord and nerves) the same way you did in apprentice.  Make sure and then doubly sure that you understand the basic parts of the eye and nervous system and their function.

    Grab a sibling, parent or friend and explain to them how the eye works. 
    Then explain to them how the brain receives and interprets messages from inside and outside the body. 


    Know and Understand:
    Choose ONE or come up with your own:

    Build a model or sketch the different parts of the eye OR the brain.

    Write a paper or sketch about the differences and similarities on how our eyes work and how a camera works. 

    If neither of these ideas excite you, feel free to come up with your own. You may find something else in your reading that is interesting to you. Share it with us. 

    Become:
    Read  Ears to Hear

    Jesus said, “Who hath ears to hear, let him hear,” and “Take heed therefore how ye hear.” What do these statements suggest about the way we should listen, particularly in a gospel context?

     



    Master:
    The Master book for the month is "Microbe Hunters" by Paul De Kruif.  It chronicles the accounts of several scientists who originally discovered a microscopic world of bacteria, germs, etc. and how they affect our health. 

    This book was recommended at the Vanguard Conference and although I haven't finished reading it I am loving it so far.  It is incredibly interesting, although I have a couple of concerns:

    1.  It is long.  I don't want that to be the reason for you not coming to Master Class.  When I chose the book at the beginning of the year I did not understand the importance of finding books that are readable in a week's time. :(  So, we won't read all of the book, but will just read the following chapters:  1, 2, 3 and 4 and 5.


    2  The book contains a couple racial slurs and stereotypes :(  It is an old book and those beliefs were common. It's brief, but a little shocking.

    As you read, write down a few things that inspire you or amaze you about the different scientists.  I will ask one of you to lead the discussion so be prepared in case that person is you!
    Enjoy!





    Monday, January 5, 2015

    Eureka Inspirements for January


    Quiz to Check your Understanding
    Here are some questions for you to go through to see how you have done in your study.  As you study what interests you, you may or may not have found the answers to these questions.  It is OKAY if you don't know them all, and it doesn't mean you didn't do a good job in your study, but you will want to find out about these certain basic things.  We will go over them in class as well, and I may throw a legal addictive stimulant at you if you know the following:

    Muscular System:
    Muscles are tissues that can blank along their length.
    Muscles can only pull blank.
    Muscles usually work in blank to move the body.

    There are three types of muscle tissue in the body.
    1.     blank muscles are muscles you control for movement.
    2.     blank muscle causes movements that you cannot control.
    3.     blank muscle is involuntary muscle found only in the heart.

    Skeletal System

    The hardest part of a bone is called blank  bone.
    The soft and spongy ends of a bones and called blank bone.
    The spaces in spongy bone are filled with blank.
    A joint is where two bones meet.

    The four kinds movable joints are: blank
    Blank is a tough, flexible connective tissue that makes up part of the skeletal system.
    The skeletal system has many important jobs, including protecting organs, and making blank blood cells.
     
    Digestive System:
    Blank is the process by which foods are changed
     so they can be used by the body.
    Most of the chemical digestion of food takes place in the Blank intestine.
    The small intestine has Blank(little hairs) make a large surface area for the food to be absorbed into the blood.
     
    Gastric juice contains mucus, Blank, and Blank and is produced by the stomach.
    Blank protects the stomach. so it doesn't get eaten by the acid. 
     
    The Blank releases digestive juices into the small intestine to break up starch, protein, and fat.
    The Blank produces bile which digests fats and oils.  Bile is stored in the Blank
     Cells:

     

    Blank in a cell occurs when substances move in and out of a cell.

    The cell Blank lets only some substances move in and out of the cell.
    Blank is the movement of water through a membrane.
     

    The three main parts of the cell are Blank Blank Blank
     
    Do you know the  parts of the cell and their functions?:
    Nucleus
    Chromosmes
    Cytoplasm
    Cell Membrane
    Mitochondria
    Vacuoles
    Ribosomes
    Golgi Body
    Endoplasmic Reticulum
    Lysosomes
     


     
    Apprentice:
    I have been thinking about Eureka: ways to increase learning, enjoyment and freedom to pursue that which interests you.  I would like to try something different this month.  Rather than me perusing the internet for the best readings and videos for you, and creating a checklist of sorts (boo!), I would like to turn  this over to you.

    This month you are to go to the library; whichever library your family uses is great.  Go to the non-fiction section (I personally prefer the Junior Non-Fiction section) and get books on the body, specifically cells, bones and muscles, and digestive system. I always get books that are not too simple of course as some will be for little kids. I get books that go pretty deep, but still have lots of pictures :)  Get several books, 10 or so.

    Scour the books.  Take notes if that is how you learn best.  Sketch if that is what you like to do.  You know how you learn best, so implement the things that you know work for you in regards to understanding and memory.

    Spend 4-5 hours reading your books and make sure that you read some on cells, bones and muscles, and the digestive system.

    I will send out a "quiz" on the Tuesday afternoon before Eureka class.  Take the quiz.  See how you did in your study.  You may find there are things you didn't read about and you can then go back and fill in the blanks.

    The only inspirement besides reading, is that you do a project showing something you have learned:  maybe you'll choose to memorize 50 bones in the body, maybe you will take playdough and create and awesome sculpture of the digestive system,  maybe you will write a creative story on how muscles and tendons work together to move bone.  Bring it to Vanguard to share.Do something you will enjoy!

    NOTE: 
    Adrianna was reading a book on the skeletal system and came to me and said, "There is a section on exercise.  Do I need to read this?"  So I answered her by saying, "Are you interested in that?  If so, read it.  If not, move on." 

    People!  The beauty of what we are doing this month is this: Read the things that interest you in regards to skeletal, digestive and muscular systems.  If a section does not interest you move on. 

    Okay with that being said, make sure you challenge yourself.  For example, I would bet that most of you have a pretty good grip on the digestive system:  large and small intestine, pancreas, liver, etc.  But, I bet most of us don't know much about the chemical breakdown of our food, etc.  So, that might be where you would want to put your focus. 

    Adrianna also said, "It is crazy how many glands squirt out juices that aid in the breakdown of food."  Aaahhh yes.  She is getting it.  She told me about the duodenum and the purpose of bile and other "juicy" things.  (Aren't I funny?")

    With love to you all!!  Enjoy your study.



    Journeyman:
    Certainly after reading all of those books in apprentice there will be something that peaked your interest. Something that made you want to know more.  It can be anything to do with the body.  Expand that.  Learn more.  Research.  Become an expert on that particular topic. 

    Think "Science Fair Project" maybe, in that you create something really awesome to show us, and find a great way to teach us about what you learned.  You need to invest some time in order to be successful in this.  My hope is that this will be fun and exciting  for you as you find the topic that makes you want to know more!

    Be prepared to share with the group.  Visual aids, demonstrations, etc. are vital here people.  Make sure you include those in your presentation.

    Does that make sense?  There is a project in apprentice on what you learned in apprentice work.  This project is something you are interested in that has to do with the body.  Tons of freedom here!  The sky is the limit.  If you can't find anything to do your project on, call me, as I had about 50 ideas as I have been reading.

    (Oh!  By the way, this day of creation is actually fish, fowl, insects, animals, so if anyone's interests lie specifically in the anatomy of an animal feel free to go that direction.  I guess I am concentrating more on humans because there is so much awesome stuff to study that we need at least two months.... Hello?  More like two years :)




    Master:  The master book for this month is Gifted Hands: The Ben Carson Story. This is the book we postponed a few months ago so we are now back on schedule for our reading.
    I think you will love this book.  I got a little bored about 3/4 of the way through though.  Has anyone noticed this seems to be a pattern with me?  But, I felt the story was told well before it ended.  If you find yourself getting impatient a few chapters before the book ends, feel free to stop there.  Enjoy!

    As you read, notice the principles that Ben Carson and his mother lived by.  Write them down.  Consider these same principles and whether they are being implemented in your life.  How about your education?  Where can you improve?  Where do you feel you are doing well?  Be prepared to discuss.